Car Insurance for Seniors
Numbers refreshed
Rules, discounts and programs for seniors, taken from official and insurer sources.
What to know about car insurance for seniors
- Fatal crash rates climb per mile traveled from ages 70-74 on, and peak for drivers 85+. (IIHS-HLDI: Fatality Facts 2024: Older people)
- Among people age 70 and older, 5679 died in motor vehicle crashes during 2024 (2024). (IIHS-HLDI: Fatality Facts 2024: Older people)
- One of the discounts Pennsylvania law requires is the mature driver discount, as the Pennsylvania insurance guide shows. (Pennsylvania Insurance Department: Auto Insurance Guide (PDF))
- Rules for renewing the license of an older driver differ from state to state (IIHS lists renewal cycles, vision tests and mail/online renewal). (IIHS-HLDI license renewal table)
Your estimate
A price for your age, driving record and car in your state comes from the calculator, with no name or phone needed.
Other people who drive
- Military members
- Veterans
- Teens (16, 17, 18 year olds)
- Car insurance without a driver's license
- New drivers
- High-risk drivers
- Low-income drivers
- College students
- Insurance for leased cars
- First-time drivers (any age)
- Car insurance after a speeding ticket
- Teachers
- Insurance for financed cars
- Rideshare insurance (uber and lyft drivers)
- Car insurance after a dui
- Car insurance after an accident
- Nurses
- Drivers with disabilities
- Women
- Coverage for delivery drivers (doordash, uber eats)
- International students
First written