Car Insurance for New drivers
Numbers refreshed
Official and insurer sources set out the rules, discounts and programs that apply to new drivers.
What to know about car insurance for new drivers
- Strong GDL programs go along with fewer crashes for 16-year-old drivers, both fatal (38 percent fewer) and injury crashes (40% fewer). (NHTSA: Countermeasures That Work: Graduated Driver Licensing)
- If you're new to driving or you're under 25, State Farm Steer Clear is available to you. (State Farm: Car insurance discounts (statefarm.com))
- Driver education and driver safety courses can earn discounts from many insurers (Maryland Insurance Administration). (Maryland Insurance Administration: Consumer Guide to Auto Insurance (PDF))
- The State Farm Driver Training Discount applies when every operator under 21 finishes approved driver education (Car insurance discounts (statefarm.com))
Your estimate
The calculator prices by your age, your record and your car, all in your state, and it asks for no name or phone. (The calculator)
Other people who drive
- Military members
- Seniors
- Veterans
- Teens (16, 17, 18 year olds)
- Car insurance without a driver's license
- High-risk drivers
- Low-income drivers
- College students
- Insurance for leased cars
- First-time drivers (any age)
- Car insurance after a speeding ticket
- Teachers
- Insurance for financed cars
- Rideshare insurance (uber and lyft drivers)
- Car insurance after a dui
- Car insurance after an accident
- Nurses
- Drivers with disabilities
- Women
- Delivery driver insurance (doordash, uber eats)
- International students
First written