Car Insurance for International students

Numbers refreshed November 4, 2026

Official and insurer sources lay out the rules, discounts and programs for international students.

What to know about car insurance for international students

F and M students have to apply for a driver license and hold one before they drive; without one, driving is against the law. (U.S. Department of Homeland Security, Study in the States: Driving in the United States)
After you arrive in the U.S., DHS recommends waiting 10 days before applying, so Form I-94 data will update. (U.S. Department of Homeland Security, Study in the States: Driving in the United States)
Depending on the state, you may need a Social Security number for the license application. (U.S. Department of Homeland Security, Study in the States: Driving in the United States)
Some states won't accept a driver license that comes from another country. (U.S. Department of Homeland Security, Study in the States: Driving in the United States)
International Driving Permits for the U.S. work for 1 year, though some states don't require one. (USA.gov: driving rules for non-citizens)
The U.S. doesn't issue IDPs to visitors from other countries. Get yours before you travel, from the country where your license was issued. (USA.gov: driving rules for visitors)

With no name or phone required, the calculator prices your age, your record and your car in your state.

First written November 4, 2026