Car Insurance for College students

Numbers refreshed November 4, 2026

Rules, discounts and programs for college students, drawn from official and insurer sources.

What to know about car insurance for college students

Good student discount from Progressive: in most states it begins at 5%, and full-time students under 23 with a B average qualify. (Progressive student discounts (progressive.com))
Progressive distant student discount: you're 22 or younger, your school is 100+ miles from home, and no car is kept at school. (Progressive student discounts (progressive.com))
Progressive student discounts require that you be covered by your parent's policy or someone else's. (Progressive student discounts (progressive.com))
A student under 25 who uses the car only at home during vacations can get the State Farm Student Away at School Discount. (State Farm: Car insurance discounts (statefarm.com))
Worth 25 percent (up to), the State Farm Good Student Discount applies to students attending high school or college full time. (State Farm: Car insurance discounts (statefarm.com))
A B average or better is required for the GEICO good student discount. (GEICO: Student discounts (geico.com))

The calculator prices based on your age, record and car in the state where you live, and it asks for no name or phone.

First written November 4, 2026