Cheapest Car Insurance in Ohio
Numbers refreshed
Where Ohio publishes prices, insurers are ranked by them, plus ways to lower your own bill.
- $43.per month on average for the coverage the law requires.
- 25/50/25.the minimum limits for liability.
- 43rd of 51.the most expensive state (1st = highest).
Which insurers cost the least in Ohio
Ohio publishes no price comparison of insurers, so official figures can't rank every company there. On average, the cheapest legal policy costs $518 a year, or about $43 a month (NAIC).
Get quotes for the same limits and deductibles from at least three insurers. For one driver, prices often vary widely among direct writers, local agents and regional companies.
How to pay less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $616 a year on the Ohio average.
- Raise your deductible; what you save in a year often beats the extra cost of a single claim.
- Ask for every discount by name: good student, multi-car, paying in full, bundling home and auto, safe-driving apps.
- At each renewal, check prices again. A price rise on your policy doesn't mean other companies raised theirs too.
First written