SR-22 Insurance in Ohio
Numbers refreshed
Learn who needs an Ohio filing, how long it stays valid and what the state charges.
- SR-22.This is the form the state requests.
- 25/50/25.The minimum liability limits.
- The state ranks 43rd among 51 in cost (1st = highest).
Ohio SR-22 rules
Ohio requires an SR-22 filing to be kept for 1 year after a serious offense.
In Ohio, failure to provide proof of insurance during a traffic stop or crash leads to a non-compliance suspension. An SR-22 or bond is required for reinstatement.
| Rule | Ohio |
|---|---|
| Form | SR-22 |
| Years you must keep it | 1 |
| State reinstatement fee | $40 |
| Liability it must prove | 25/50/25 |
Source: Rule 4501:1-2-01: Ohio Administrative Code | Ohio Laws; Ohio BMV; Ohio BMV.
How it affects your price
The filing costs little, but the offense behind it raises the premium.
One at-fault accident increases the price about 1.5 times in the state rate guides we use.
Using the Ohio liability average of $518, the cost would be about $776 a year.
Getting a filing
- Not every insurer will send the form to the state, so ask yours to do so.
- Don't own a car? The filing can be carried by a non-owner policy.
- Make sure you keep the policy paid. The state receives notice of a lapse, which can restart the clock.
More information about car insurance in Ohio
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