Non-Owner Car Insurance in Ohio
Numbers refreshed
Liability protection for Ohio drivers who don’t own a car.
- The owner liability average is $43 each month.
- Minimum liability limits are 25/50/25.
- Among 51 states, it ranks 43rd for cost (1st = highest).
People suited to non-owner insurance
- You often drive borrowed or rented cars, but you don’t own one.
- You receive an SR-22 filing request from Ohio, though you have no car to insure.
- Avoiding a gap in cover between cars is your goal, since it can raise the next price.
Coverage you get
A non-owner policy covers liability only. It must meet 25/50/25, the Ohio minimum.
If you cause a crash in a borrowed car, it pays other people. The car you drive isn't repaired under this policy. Usually, the owner's policy pays first.
What you pay
There's no official average for non-owner policies. For Ohio car owners, the annual liability average is $518. Non-owner policies usually cost less because you don’t keep a car in your driveway every day.
First written