Cheapest Car Insurance in Vermont
Numbers refreshed
Where Vermont publishes prices, insurers are ranked by them. Here's how to cut your own bill.
- $34.the average monthly cost of the legal minimum.
- 25/50/10.the minimum liability limits.
- 50th of 51.the most expensive state (1st = highest).
Who charges the least in Vermont
Vermont doesn't publish a price comparison of insurers, so nobody can rank every company there using official figures. On average, the cheapest legal policy costs $405 a year, which works out to about $34 a month (NAIC).
Get the same limits and deductibles quoted by at least three insurers. Very different prices often come from direct writers, local agents and regional companies for the same driver.
Ways to spend less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $635 a year on the Vermont average.
- Raise your deductible, and the money you save each year often beats the extra cost of one claim.
- Ask by name for each one: multi-car, good student, bundling home and auto, paying in full, safe-driving apps.
- Every time your policy renews, check prices again. If one company raises its rate, that doesn't mean others did too.
Learn more about car insurance in Vermont
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