Liability Car Insurance in Vermont
Numbers refreshed
What the cheapest legal policy in Vermont costs, and what it leaves out.
- $34.the average monthly cost for liability coverage.
- 25/50/10.the minimum liability limits.
- 50th of 51.the most expensive state (1st = highest).
How much liability costs in Vermont
In Vermont, liability-only car insurance averages $405 a year, or about $34 a month. For liability coverage, it is the 50th most expensive state.
| Coverage in Vermont | Per year | Per month |
|---|---|---|
| Liability | $405 | $34 |
| Collision | $415 | $35 |
| Comprehensive | $220 | $18 |
| Full coverage (all three) | $1,040 | $87 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
What you're still left paying at the minimum
The law in Vermont sets 25/50/10 as the least liability you may carry. That is $25,000 for every person hurt, $50,000 for all people hurt together in one crash, and $10,000 to cover damage to other people's property.
Liability insurance pays the other people. You pay for repairs to your own car unless you add collision coverage.
Costs beyond your limits can be claimed from you in a crash. Raising your limits usually costs far less than the jump in protection it gives you.
First written