Non-Owner Car Insurance in Vermont
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Liability coverage for drivers in Vermont who don't own a car.
- $34.is the monthly average for owner liability.
- Minimum liability limits: 25/50/10.
- It ranks 50th of 51 by state cost (1st = highest).
Non-owner insurance: who it suits
- Often, you drive borrowed or rented cars but don't own a car.
- An SR-22 filing is requested by Vermont, but you have no car to insure.
- A gap in cover between cars can raise the next price, so you want to avoid it.
What the policy covers
Liability is the only coverage in a non-owner policy. In Vermont, your policy must meet the 25/50/10 minimum.
If you cause a crash in a borrowed car, it pays other people. Your policy won't cover repairs to the car you drive. Usually, the owner's policy pays first.
What you'll pay
No official average exists for non-owner policies. Vermont car owners pay an average of $405 a year for liability coverage. Non-owner policies usually cost less because no car stays in your driveway daily.
Learn more about car insurance in Vermont
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