SR-22 Insurance in Vermont
Numbers refreshed
Read this for the filing details in Vermont: who has to file, how long the filing remains valid and the state fee.
- SR-22.the form the state requests.
- 25/50/10.The lowest liability limits.
- 50th of 51.states by cost. 1st = highest.
The SR-22 rules in Vermont
After a serious offense, Vermont asks that you keep an SR-22 filing for 3 years.
Drivers convicted of certain violations, including DUI or driving without insurance, may have to file an SR-22 with Vermont to lift a suspension or renew a license.
| Rule | Vermont |
|---|---|
| Form | SR-22 |
| Years you must keep it | 3 |
| Liability it must prove | 25/50/10 |
Source: Insurance | Department of Motor Vehicles; Auto Insurance | Department of Financial Regulation.
How it affects what you pay
The filing costs little on its own; it's the offense behind it that pushes your premium up.
In the state rate guides we use, a single at-fault accident pushes a price up about 1.5 times.
With the Vermont liability average of $405, that works out to about $607 a year.
Getting one
- Ask your insurer to send the form to the state; not every company will do that.
- Don't own a car? You can put the filing on a non-owner policy.
- Keep the policy paid up. The state hears about a lapse, and it can restart the clock.
First written