Average Car Insurance Cost in Vermont
Numbers refreshed
The NAIC averages for Vermont break down by coverage, and they include the national rank.
- $1,040.that's the yearly average for full coverage.
- 25/50/10.the lowest liability limits allowed.
- Among the 51 states, this one ranks 50th.The most expensive state (1st = highest).
Vermont: average cost by coverage
In Vermont, full coverage runs at an average of $1,040 a year. That figure sits 36% under the US yearly average of $1,613.
In 2024, average spending per insured car was $942, up 9.9% from $857 in 2023.
| Coverage in Vermont | Per year | Per month |
|---|---|---|
| Liability | $405 | $34 |
| Collision | $415 | $35 |
| Comprehensive | $220 | $18 |
| Full coverage (all three) | $1,040 | $87 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
How Vermont compares with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Wisconsin | 45th | $1,112 | $93 |
| New Hampshire | 46th | $1,103 | $92 |
| Idaho | 47th | $1,086 | $91 |
| North Dakota | 48th | $1,078 | $90 |
| Hawaii | 49th | $1,051 | $88 |
| Vermont | 50th | $1,040 | $87 |
| Maine | 51st | $1,000 | $83 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number that applies to you
Averages blend all ages and records. The Vermont calculator adjusts for your own details.
First written