Liability Car Insurance in Maine
Numbers refreshed
Maine's cheapest legal policy: what you pay, and what isn't covered.
- $37.the average monthly cost of liability coverage.
- 50/100/25.lowest liability limits.
- 51st of 51.ranked as the most expensive state (1st = highest).
How much liability insurance costs in Maine
On average, Maine drivers pay $446 a year for liability-only car insurance, or about $37 a month. For liability coverage, it's the 46th most costly state.
| Coverage in Maine | Per year | Per month |
|---|---|---|
| Liability | $446 | $37 |
| Collision | $358 | $30 |
| Comprehensive | $196 | $16 |
| Full coverage (all three) | $1,000 | $83 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
What you still pay with minimum coverage
Maine requires liability coverage of at least 50/100/25: $50,000 per person hurt, $100,000 for all people hurt in a single crash, and $25,000 for damage to someone else's property.
With liability, the payments go to the other people. You pay for repairs to your own car unless you purchase collision coverage.
Costs above your limits can be claimed from you after a crash. Buying higher limits usually costs far less than the extra protection you get.
First written