Full Coverage Car Insurance in Maine
Numbers refreshed
Maine averages show the combined price for liability, collision and protection against noncollision losses.
- Full coverage costs $83 a month on average.
- The minimum liability limits are 50/100/25.
- By cost, this state ranks 51st of 51 (1st = highest).
Maine full coverage costs
Full coverage includes collision and protection against noncollision losses along with liability. In Maine, those two coverages add $554 each year to the $446 average cost of liability.
| Coverage in Maine | Per year | Per month |
|---|---|---|
| Liability | $446 | $37 |
| Collision | $358 | $30 |
| Comprehensive | $196 | $16 |
| Full coverage (all three) | $1,000 | $83 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
When the extra cost of full coverage outweighs its value
While you still owe money on the car, lenders and lease companies require full coverage.
After the car is paid off, weigh its value against the $554 yearly price of the extra cover. Usually, liability only is the better deal when premiums for one bad year would buy most of the car.
Maine full coverage by car
Based on IIHS-HLDI loss results, the estimates cover an adult with a clean record. Of the 40 models we price, these are the cheapest and most expensive:
| Car | Per year | Per month |
|---|---|---|
| Honda CR-V | $647 | $54 |
| Honda Pilot | $647 | $54 |
| Subaru Outback | $694 | $58 |
| Toyota RAV4 | $749 | $62 |
| Mercedes-Benz C-Class | $1,376 | $115 |
| Chevrolet Camaro | $1,604 | $134 |
| Dodge Charger | $1,772 | $148 |
| Dodge Challenger | $1,870 | $156 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
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