Average Car Insurance Cost in Maine
Numbers refreshed
By coverage, NAIC lists averages for Maine and the national rank for each.
- Full coverage costs an average of $1,000 a year.
- Minimum liability limits: 50/100/25.
- Maine is 51st of 51 in cost, making it the most expensive state (1st = highest).
Average Maine costs for each coverage type
In Maine, full coverage costs an average of $1,000 a year. The US average is $1,613 a year, while Maine's figure is 38% less.
Average spending per insured car was $859 in 2023 and reached $935 in 2024, an 8.8% increase.
| Coverage in Maine | Per year | Per month |
|---|---|---|
| Liability | $446 | $37 |
| Collision | $358 | $30 |
| Comprehensive | $196 | $16 |
| Full coverage (all three) | $1,000 | $83 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Maine compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Wisconsin | 45th | $1,112 | $93 |
| New Hampshire | 46th | $1,103 | $92 |
| Idaho | 47th | $1,086 | $91 |
| North Dakota | 48th | $1,078 | $90 |
| Hawaii | 49th | $1,051 | $88 |
| Vermont | 50th | $1,040 | $87 |
| Maine | 51st | $1,000 | $83 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
A figure for you
Averages combine people of all ages and their records. The Maine calculator adjusts for your age and record.
More car insurance information for Maine
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