Non-Owner Car Insurance in Washington
Numbers refreshed
If you drive in Washington but don't own a car, this liability coverage is for you.
- $70.monthly average for owner liability.
- 25/50/10.lowest liability limits.
- 20th of 51.state with the highest costs (1st = highest).
People suited to non-owner insurance
- Often, you drive borrowed or rented cars but don't own one.
- You don't have a car to insure, and Washington asks that you provide an SR-22 filing.
- You'd like no gap in coverage between cars, as that can increase your next price.
Coverage details
A non-owner policy offers liability coverage only. The required minimum in Washington is 25/50/10, which it must meet.
If you cause a crash in a borrowed car, it pays other people. This policy doesn't cover repairs to the vehicle you drive; normally, the owner's policy pays first.
Costs
No official average exists for non-owner policies. For Washington car owners, liability coverage averages $834 each year. Non-owner policies tend to cost less since you don't keep a car in your driveway daily.
First written