SR-22 Insurance in Washington
Numbers updated on
Find out who needs to file in Washington, how long the filing lasts and the state fee.
- SR-22 is the form that the state asks for.
- the minimum liability limits are 25/50/10.
- 20th of 51most expensive state (1st = highest)
Washington SR-22 rules
After a serious offense, Washington requires an SR-22 filing that you keep for 3 years.
Washington requires three kinds of drivers to show financial responsibility. These include people convicted of certain offenses, people who failed to pay judgments and people who drove or owned a vehicle during an accident.
| Rule | Washington |
|---|---|
| Form | SR-22 |
| Years you must keep it | 3 |
| Liability it must prove | 25/50/10 |
Source: Financial responsibility (SR-22) | Washington State Department of Licensing.
How it affects your price
The filing costs little, but the offense behind it raises your premium.
The state rate guides we use show one at-fault accident raising a price about 1.5 times.
With a Washington liability average of $834, the annual cost would be about $1,252.
Getting a filing
- To have the form filed with the state, ask your insurer. Not every company will do this.
- Don't own a car? A non-owner policy can include the filing.
- Keep your policy payments current. After a coverage lapse, the state receives a report and the clock can restart.
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