Average Car Insurance Cost in Wisconsin
Numbers refreshed
For Wisconsin, NAIC provides coverage averages and a national ranking.
- Full coverage.$1,112 a year on average.
- 25/50/10.liability limits at the minimum.
- 45th of 51.the most expensive state (1st = highest).
Wisconsin average cost by coverage
Full coverage in Wisconsin costs an average of $1,112 a year. The US average is $1,613 a year, so Wisconsin comes in 31% lower.
Average spending per insured car was $917 in 2023 and $1,015 in 2024, up 10.7%.
| Coverage in Wisconsin | Per year | Per month |
|---|---|---|
| Liability | $484 | $40 |
| Collision | $349 | $29 |
| Comprehensive | $279 | $23 |
| Full coverage (all three) | $1,112 | $93 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Wisconsin compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Indiana | 42nd | $1,142 | $95 |
| Ohio | 43rd | $1,134 | $94 |
| Iowa | 44th | $1,133 | $94 |
| Wisconsin | 45th | $1,112 | $93 |
| New Hampshire | 46th | $1,103 | $92 |
| Idaho | 47th | $1,086 | $91 |
| North Dakota | 48th | $1,078 | $90 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The figure for you
Averages cover all ages and driving records. The Wisconsin calculator adjusts for you.
Additional car insurance topics in Wisconsin
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