Arkansas Car Insurance Calculator
Numbers refreshed
Answer three questions; you won't need to give a name, email or phone. The average for Arkansas is already set.
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What's the main driver's age?
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How much cover do you want?
Priced from the NAIC state averages, state rate guides and IIHS-HLDI loss results. How the estimate works
Arkansas averages used as the estimate's basis
The NAIC averages for Arkansas provide the calculator's starting point. Next, the amount is adjusted for age, driving record and the car.
| Coverage in Arkansas | Per year | Per month |
|---|---|---|
| Liability | $586 | $49 |
| Collision | $508 | $42 |
| Comprehensive | $371 | $31 |
| Full coverage (all three) | $1,465 | $122 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Changes in the estimate
| Driver | Price compared with an adult, clean record |
|---|---|
| 16 to 24 | x 3.11 |
| 25 to 64 | x 1.00 |
| 65 or older | x 0.94 |
| Clean record | x 1.00 |
| One speeding ticket | x 1.22 |
| One at-fault accident | x 1.50 |
Source: Texas Department of Insurance / OPIC: HelpInsure.com auto sample rates (public form data endpoint https://www.helpinsure.com/api/autoResults behind https://www.helpinsure.com/auto.html); HelpInsure.com Company FAQ (TDI): sample rates are liability-only; DC Department of Insurance, Securities and Banking: 2024 Automobile Insurance Premium Comparison, Sample Profiles (6 month policy).
Learn more about Arkansas car insurance
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