Non-Owner Car Insurance in Arkansas
Numbers refreshed
Liability coverage for drivers in Arkansas who don't own a car.
- $49.the average monthly cost of owner liability.
- 25/50/25.the lowest liability limits allowed.
- 21st of 51.most costly state (1st = highest).
People non-owner insurance is for
- You often drive borrowed or rented cars, but you don't own one.
- Arkansas asks that you provide an SR-22 filing, and there's no car of yours to insure.
- You'd rather not have a gap in coverage between cars, since that can push up the next price.
What the policy covers
A non-owner policy covers liability only. It must meet the 25/50/25 minimum that Arkansas sets.
If you cause a crash in a borrowed car, it pays other people. It won't fix the car you're driving; the owner's policy normally pays first.
How much it costs
No official average exists for non-owner policies. Arkansas car owners pay an average of $586 a year for liability cover. Non-owner policies tend to run below that, since no car stands in your driveway every day.
First written