Liability Car Insurance in Arkansas
Numbers refreshed
What Arkansas's cheapest legal policy costs, and what it leaves out.
- $49.the average monthly price for liability.
- 25/50/25.the lowest liability limits allowed.
- 21st of 51.the most expensive state (1st = highest).
How much liability insurance costs in Arkansas
In Arkansas, liability-only car insurance averages $586 a year and roughly $49 a month. For liability coverage, this is the 33rd most expensive state in the country.
| Coverage in Arkansas | Per year | Per month |
|---|---|---|
| Liability | $586 | $49 |
| Collision | $508 | $42 |
| Comprehensive | $371 | $31 |
| Full coverage (all three) | $1,465 | $122 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
What you're left paying after the minimum
In Arkansas, 25/50/25 is the minimum liability requirement. Each person hurt is covered up to $25,000, everyone hurt in one crash up to $50,000, and damage to other people's property up to $25,000.
The other people are covered by liability. You pay for repairs to your own car out of pocket unless you add collision.
Any amount above your limits can be claimed from you after a crash. Going up in limits usually costs far less than the increase in protection.
First written