Cheapest Car Insurance in Arkansas
Figures updated
Insurers are ranked by price in places where Arkansas publishes those prices, and you can learn ways to lower your bill.
- $49.the monthly average for the legal minimum.
- 25/50/25.the minimum liability limits.
- 21st of 51.the priciest state (1st = highest).
Which insurers cost the least in Arkansas
Arkansas doesn't publish a price comparison for insurers, so official figures can't rank every company in the state. According to NAIC, the lowest-cost legal policy averages $586 each year, or about $49 monthly.
Get quotes from at least three insurers, using the same limits and deductibles. Direct writers, local agents and regional companies often offer one driver very different prices.
How to pay less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $879 a year on the Arkansas average.
- Raise your deductible. What you save in a year often beats the extra one claim would cost you.
- Request every discount by name: safe-driving apps, paying in full, good student, bundling home and auto and multi-car.
- Check prices again whenever you renew. If your rate rises, that doesn't mean other companies increased theirs too.
This was first written