Cheapest Car Insurance in Connecticut
Figures updated
Where Connecticut posts rates, insurers are sorted by cost, and we show ways to trim what you pay.
- $80.what the legal minimum costs in a month on average.
- 25/50/25.the lowest limits for liability coverage.
- 15th of 51.the most expensive state (1st = highest).
Who costs the least in Connecticut
Connecticut publishes no price comparison of insurers, so official figures can't rank every company in the state. A legal policy at the cheapest rate averages $957 a year, or about $80 a month (NAIC).
Get quotes from at least three insurers using the same limits and deductibles. A regional company, a local agent and a direct writer often quote very different prices for one driver.
How to spend less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $733 a year on the Connecticut average.
- Raise your deductible; what you save over a year often beats the extra cost of one claim.
- Name each discount when you ask for it: good student, paying in full, multi-car, bundling home and auto, safe-driving apps.
- When your policy renews, compare prices again; if yours goes up, that doesn't mean the others rose too.
More about car insurance in Connecticut
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