Full Coverage Car Insurance in Connecticut
Numbers refreshed
Liability, collision and comprehensive together, priced from the Connecticut averages.
- Full coverage runs $141 a month on average.
- Minimum liability limits are 25/50/25.
- Costs rank 15th of 51.The state with the highest costs ranks 1st.
How much full coverage costs in Connecticut
Full coverage adds collision and comprehensive to liability. Add those two parts to the $957 liability average in Connecticut and you get $733 a year more.
| Coverage in Connecticut | Per year | Per month |
|---|---|---|
| Liability | $957 | $80 |
| Collision | $530 | $44 |
| Comprehensive | $203 | $17 |
| Full coverage (all three) | $1,690 | $141 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The point where full coverage stops being worth the cost
While you still owe money on the car, lenders and lease companies require full coverage.
After the car is paid off, compare what it's worth with the $733 a year that extra cover costs. Should one bad year of premiums cover most of the car's value, liability only usually makes more sense.
Full coverage for each car in Connecticut
These estimates come from IIHS-HLDI loss results and cover an adult with a clean record. We price 40 models, and these are the cheapest and the most expensive:
| Car | Per year | Per month |
|---|---|---|
| Honda Pilot | $1,058 | $88 |
| Honda CR-V | $1,098 | $91 |
| Subaru Outback | $1,155 | $96 |
| Toyota RAV4 | $1,302 | $108 |
| Kia Forte | $2,247 | $187 |
| Chevrolet Camaro | $2,571 | $214 |
| Dodge Charger | $3,096 | $258 |
| Dodge Challenger | $3,109 | $259 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
First written