Average Car Insurance Cost in Connecticut
Numbers refreshed
NAIC averages for Connecticut, shown by coverage, with the state's rank nationwide.
- $1,690.the yearly average for full coverage.
- 25/50/25.the lowest liability limits.
- 15th most expensive of 51 states (1st = highest).
Connecticut average cost by coverage
In Connecticut, full coverage costs $1,690 a year on average. That figure sits 5% above the US yearly average of $1,613.
The average spent per insured car was $1,396 in 2023, then $1,564 in 2024, an increase of 12.1%.
| Coverage in Connecticut | Per year | Per month |
|---|---|---|
| Liability | $957 | $80 |
| Collision | $530 | $44 |
| Comprehensive | $203 | $17 |
| Full coverage (all three) | $1,690 | $141 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Connecticut compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Maryland | 12th | $1,768 | $147 |
| Delaware | 13th | $1,746 | $145 |
| California | 14th | $1,690 | $141 |
| Connecticut | 15th | $1,690 | $141 |
| South Carolina | 16th | $1,665 | $139 |
| Arizona | 17th | $1,647 | $137 |
| Massachusetts | 18th | $1,611 | $134 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number for you
The averages combine data from all ages and records. The Connecticut calculator adjusts the result for yours.
Connecticut car insurance, further reading
First written