SR-22 Insurance in Connecticut
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Connecticut details: who needs a filing, how long it stays valid and the state fee.
- The form the state requests is a certificate of financial responsibility (SR-22).
- The minimum liability limits are 25/50/25.
- This state ranks 15th of 51 for cost, with 1st = highest.
Rules for SR-22 in Connecticut
After a serious offense, Connecticut requests a certificate of financial responsibility (SR-22) filing.
The Connecticut DMV commissioner requires proof of financial responsibility if, in the commissioner's opinion, a person's record on file is sufficient to require it.
| Rule | Connecticut |
|---|---|
| Form | certificate of financial responsibility (SR-22) |
| State reinstatement fee | $175 |
| Liability it must prove | 25/50/25 |
Source: Penalties for Possession of Alcohol by Minor in a Motor Vehicle; Correct driver's license suspension, tickets, and fees | CT.gov; Chapter 246: Motor Vehicles.
How it affects your price
The filing is cheap, while the offense behind it raises the premium.
According to the state rate guides we use, one accident in which you're at fault raises the price about 1.5 times.
Using Connecticut's liability average of $957, the annual cost would come to about $1,435.
Getting a filing
- To send the form to the state, ask your insurer, as not every company does this.
- Without a car? A non-owner policy can include the filing.
- Keep your policy paid. The state receives notice of a lapse, which can restart the clock.
More car insurance information for Connecticut
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