Non-Owner Car Insurance in Connecticut
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Liability coverage for drivers in Connecticut who don't own a car.
- $80.the monthly average for owner liability.
- 25/50/25.lowest liability limits you can carry.
- 15th of 51.the most expensive state (1st = the highest price).
Who non-owner insurance is for
- You often drive borrowed or rented cars but don't own one.
- You don't have a car to insure, and Connecticut asks for a certificate of financial responsibility (SR-22) filing.
- You want to avoid a break in your cover between cars, since that may push the next price higher.
What's covered
A non-owner policy gives liability coverage only. The Connecticut minimum of 25/50/25 is what it has to meet.
If you cause a crash in a borrowed car, it pays other people. It won't repair the car you're driving, and the owner's policy pays first in most cases.
What it costs you
There's no official average for non-owner policies. Car owners in Connecticut pay $957 a year on average for liability. Non-owner policies usually cost less, since you don't keep a car in your driveway every day.
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