Liability Car Insurance in Connecticut
Numbers refreshed
Connecticut's cheapest legal policy: the price and the gaps in coverage.
- $80.The monthly average for liability coverage.
- The minimum liability limits: 25/50/25.
- The 15th of 51 states by cost (1st = highest).
How much liability insurance costs in Connecticut
In Connecticut, liability-only car insurance averages $957 a year, which works out to about $80 a month. For liability coverage, it ranks as the 11th most expensive state.
| Coverage in Connecticut | Per year | Per month |
|---|---|---|
| Liability | $957 | $80 |
| Collision | $530 | $44 |
| Comprehensive | $203 | $17 |
| Full coverage (all three) | $1,690 | $141 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
What you're still paying with the minimum
Connecticut requires at least 25/50/25 in liability. Each person hurt is covered up to $25,000, everyone hurt in one crash up to $50,000, and damage to other people's property up to $25,000.
Other people are the ones liability pays. You pay for repairs to your own car out of your own pocket, unless you add collision.
If the cost of a crash goes beyond your limits, the remainder can be claimed from you. Raising your limits usually costs far less than the increase in protection.
First written