Cheapest Car Insurance in Massachusetts
Numbers refreshed
Where Massachusetts releases price figures, insurers appear in cost order. You can also find ways to cut your own bill.
- $67.the monthly average for the legal minimum.
- 25/50/30.the minimum limits for liability coverage.
- 18th of 51.the most expensive state (1st = highest).
Which insurers cost the least in Massachusetts
Massachusetts puts out no price comparison of insurers, so ranking every company there from official numbers isn't possible. On average, the cheapest legal policy runs $803 a year, or about $67 a month (NAIC).
Get quotes from at least three insurers using the same limits and deductibles. Direct writers, local agents and regional companies often quote very different prices for the same driver.
Ways to spend less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $808 a year on the Massachusetts average.
- Raise your deductible, since what you save each year often outweighs the extra one claim would cost you.
- Name each discount when you ask: multi-car, good student, paying in full, bundling home and auto, safe-driving apps.
- At each renewal, compare prices again; if yours goes up, that doesn't mean others did.
More on car insurance in the state of Massachusetts
First written