Non-Owner Car Insurance in Massachusetts
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Liability cover for Massachusetts drivers who don't own a car.
- $67.the average monthly cost of owner liability.
- 25/50/30.the minimum liability limits.
- In price, the state sits 18th of 51 (1st = highest).
Who non-owner insurance is for
- You often drive borrowed or rented cars but don't own one.
- A court or the state wants proof of insurance, and there's no car for you to insure.
- You want to keep cover from running out between cars, since a gap can push up the next price.
What the policy covers
A non-owner policy gives you liability coverage only. In Massachusetts, it must meet the 25/50/30 minimum.
When you're at fault in a crash while driving a borrowed car, it pays other people. No repairs are included for the car you're driving. Usually the owner's policy pays first.
What you'll pay
No official average exists for non-owner policies. Car owners in Massachusetts pay an average of $803 a year for liability. Non-owner policies are usually lower, since you don't keep a car in your driveway every day.
Learn more about car insurance in Massachusetts
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