Average Car Insurance Cost in Massachusetts
Numbers refreshed
The NAIC breaks down Massachusetts averages by coverage and includes the state's national rank.
- $1,611.yearly average for full coverage.
- 25/50/30.lowest liability limits.
- 18th of 51.highest cost state (1st = highest).
Massachusetts average cost by coverage
The yearly average for full coverage in Massachusetts is $1,611. This is 0% below the US yearly average of $1,613.
In 2024, average spending for each insured car reached $1,504, up 13.3% from $1,326 in 2023.
| Coverage in Massachusetts | Per year | Per month |
|---|---|---|
| Liability | $803 | $67 |
| Collision | $595 | $50 |
| Comprehensive | $213 | $18 |
| Full coverage (all three) | $1,611 | $134 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Massachusetts compared with similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Connecticut | 15th | $1,690 | $141 |
| South Carolina | 16th | $1,665 | $139 |
| Arizona | 17th | $1,647 | $137 |
| Massachusetts | 18th | $1,611 | $134 |
| Mississippi | 19th | $1,542 | $129 |
| Washington | 20th | $1,522 | $127 |
| Arkansas | 21st | $1,465 | $122 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number for you
The averages combine all ages and records. The Massachusetts calculator adjusts for your age and record.
Learn more about Massachusetts car insurance
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