SR-22 Insurance in Massachusetts
The numbers were updated on November 4, 2026
In Massachusetts, who needs a filing, how long it lasts and what the state fee is.
- The state asks for no SR-22 form.
- The minimum liability limits are 25/50/30.
- 1st = highest.This state ranks 18th of 51 on cost.
What Massachusetts requires for SR-22
Your insurer shows the state that you're covered, because Massachusetts has no SR-22 form.
Your registration is suspended or revoked indefinitely by Massachusetts when it learns your policy was cancelled, unless you show evidence of a new policy.
| Rule | Massachusetts |
|---|---|
| Form | No SR-22 form; the insurer reports cover |
| State reinstatement fee | $100 |
| Liability it must prove | 25/50/30 |
Source: Non-motor vehicle suspensions | Mass.gov; Reinstate your driver's license | Mass.gov.
How it affects your price
The filing costs little; what raises your premium is the offense behind it.
One at-fault accident, in the state rate guides used here, pushes a price up about 1.5 times.
With the $803 Massachusetts liability average, that comes to about $1,205 a year.
Getting one
- Not every company files the form with the state, so ask your insurer to do it.
- Don't own a car? The filing can be carried by a non-owner policy.
- Stay current on your policy payments. The state is told about a lapse and the clock can start over.
The first version was written on November 4, 2026