Average Car Insurance Cost in District of Columbia
Numbers refreshed
By coverage, District of Columbia's NAIC averages, with its national rank.
- $1,986.the yearly average for full coverage.
- 25/50/10.the minimum liability limits.
- 4th of 51.the most expensive state (1st = highest).
Cost averages in District of Columbia by coverage
In District of Columbia, full coverage averages $1,986 a year. The US average comes to $1,613 a year, and this price sits 23% above it.
In 2023, average spending for each insured car was $1,677, and by 2024 it had reached $1,840, up 9.7%.
| Coverage in District of Columbia | Per year | Per month |
|---|---|---|
| Liability | $978 | $82 |
| Collision | $706 | $59 |
| Comprehensive | $303 | $25 |
| Full coverage (all three) | $1,986 | $166 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
District of Columbia beside similar states
| State | Rank | Full coverage a year | A month |
|---|---|---|---|
| Florida | 1st | $2,175 | $181 |
| Louisiana | 2nd | $2,151 | $179 |
| New York | 3rd | $2,150 | $179 |
| District of Columbia | 4th | $1,986 | $166 |
| Georgia | 5th | $1,973 | $164 |
| Texas | 6th | $1,917 | $160 |
| New Jersey | 7th | $1,878 | $157 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
The number just for you
Averages blend every age and record together. The District of Columbia calculator adjusts for your own age and record.
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