Cheapest Car Insurance in District of Columbia
The numbers were updated on
Where District of Columbia publishes rates, insurers are listed by price, and we show how to lower what you pay.
- $82. the average monthly cost for the legal minimum.
- 25/50/10. the minimum liability limits.
- 4th of 51most expensive state (1st = highest)
For an adult with a clean record, the lowest prices in District of Columbia
The profile the state priced: Single female, age 25, clean record, mid-range insurance score, 3-year-old Toyota Camry 4-door, DC minimum liability.
| Rank | Insurer | Per year | Per month |
|---|---|---|---|
| 1 | USAA | $734 | $61 |
| 2 | American Family Insurance | $808 | $67 |
| 3 | USAA | $862 | $72 |
| 4 | The Standard Fire Insurance Company | $864 | $72 |
| 5 | State Farm | $942 | $78 |
| 6 | Hartford Insurance Company of the Southeast | $1,118 | $93 |
| 7 | Twin City Fire Insurance Company | $1,310 | $109 |
| 8 | Progressive | $1,404 | $117 |
| 9 | Hartford Accident and Indemnity Company | $1,432 | $119 |
| 10 | Nationwide | $1,554 | $130 |
Source: DC DISB: 2024 Auto Premium Comparison 08-15-2024 (Sample Profiles, 6 month policy).
Ways to spend less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $1,008 a year on the District of Columbia average.
- If you raise your deductible, the amount you save each year often exceeds what one claim would cost you extra.
- Safe-driving apps, paying in full, good student, bundling home and auto, multi-car: ask for every discount by name.
- When you renew, compare prices again. A rise in your price does not mean other companies raised theirs.
More about car insurance in District of Columbia
The first version was written on .