Non-Owner Car Insurance in District of Columbia
Numbers refreshed
Liability cover is for drivers in the District of Columbia who don't own a car.
- $82.the average monthly cost of owner liability.
- 25/50/10.the lowest liability limits.
- 4th of 51.It ranks fourth in cost among the states (1st = highest).
Who non-owner insurance is for
- Often you drive borrowed or rented cars, but you don't own one yourself.
- You have no car to insure, and the District of Columbia requests an SR-22 filing from you.
- A gap in coverage between cars can raise the price next time, and you want to avoid that.
What the policy covers
A non-owner policy gives you liability coverage only. The District of Columbia minimum is 25/50/10, and this policy must meet it.
If you cause a crash in a borrowed car, it pays other people. It won't fix the car you're driving; the owner's policy normally pays first.
How much it costs
No official average exists for non-owner policies. Car owners in the District of Columbia pay $978 a year for liability on average; non-owner policies usually come in below that figure because no car is parked in your driveway every day.
More about car insurance in District of Columbia
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