District of Columbia Car Insurance Calculator
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There are three questions, and no name, email or phone. The average for the District of Columbia is already set.
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What's the age of the main driver?
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How much cover do you want?
Priced from the NAIC state averages, state rate guides and IIHS-HLDI loss results. How the estimate works
Averages used for the District of Columbia estimate
For District of Columbia, the calculator uses NAIC averages as its starting point, then changes the result based on age, driving record and the car.
| Coverage in District of Columbia | Per year | Per month |
|---|---|---|
| Liability | $978 | $82 |
| Collision | $706 | $59 |
| Comprehensive | $303 | $25 |
| Full coverage (all three) | $1,986 | $166 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Ways the estimate changes
| Driver | Price compared with an adult, clean record |
|---|---|
| 16 to 24 | x 3.11 |
| 25 to 64 | x 1.00 |
| 65 or older | x 0.94 |
| Clean record | x 1.00 |
| One speeding ticket | x 1.22 |
| One at-fault accident | x 1.50 |
Source: Texas Department of Insurance / OPIC: HelpInsure.com auto sample rates (public form data endpoint https://www.helpinsure.com/api/autoResults behind https://www.helpinsure.com/auto.html); HelpInsure.com Company FAQ (TDI): sample rates are liability-only; DC Department of Insurance, Securities and Banking: 2024 Automobile Insurance Premium Comparison, Sample Profiles (6 month policy).
More about car insurance in District of Columbia
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