Liability Car Insurance in District of Columbia
Numbers refreshed
District of Columbia's cheapest legal policy: the price and what it doesn't cover.
- $82.a month on average for liability.
- The minimum liability limits are 25/50/10.
- It ranks 4th of 51 as the most expensive state (1st = highest).
How much liability costs in District of Columbia
In District of Columbia, the yearly average for liability-only car insurance is $978, about $82 each month. For liability, it is the 9th most expensive state.
| Coverage in District of Columbia | Per year | Per month |
|---|---|---|
| Liability | $978 | $82 |
| Collision | $706 | $59 |
| Comprehensive | $303 | $25 |
| Full coverage (all three) | $1,986 | $166 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Costs left to you under the minimum limits
In District of Columbia, the minimum liability coverage is 25/50/10. For each person hurt, the limit is $25,000. Everyone hurt in one crash shares a $50,000 limit, while damage to other people's property has a $10,000 limit.
Other people are paid by your liability coverage. You pay for repairs to your own car unless you add collision coverage.
Any crash costs above your limits can be claimed from you. Buying higher limits usually costs far less than the increase in your protection.
Learn more about car insurance in District of Columbia
First written