Alaska Car Insurance Calculator
Numbers refreshed
No name, email or phone is needed for three questions. The average for Alaska is already set.
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What age is the main driver?
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How much cover do you want?
Priced from the NAIC state averages, state rate guides and IIHS-HLDI loss results. How the estimate works
The estimate draws on Alaska averages
Using NAIC averages for Alaska as its starting point, the calculator factors in age, driving record and the car.
| Coverage in Alaska | Per year | Per month |
|---|---|---|
| Liability | $680 | $57 |
| Collision | $515 | $43 |
| Comprehensive | $204 | $17 |
| Full coverage (all three) | $1,399 | $117 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Changes in the estimate
| Driver | Price compared with an adult, clean record |
|---|---|
| 16 to 24 | x 3.11 |
| 25 to 64 | x 1.00 |
| 65 or older | x 0.94 |
| Clean record | x 1.00 |
| One speeding ticket | x 1.22 |
| One at-fault accident | x 1.50 |
Source: Texas Department of Insurance / OPIC: HelpInsure.com auto sample rates (public form data endpoint https://www.helpinsure.com/api/autoResults behind https://www.helpinsure.com/auto.html); HelpInsure.com Company FAQ (TDI): sample rates are liability-only; DC Department of Insurance, Securities and Banking: 2024 Automobile Insurance Premium Comparison, Sample Profiles (6 month policy).
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