Non-Owner Car Insurance in Alaska
Numbers refreshed
Liability coverage for drivers in Alaska who don't own a car.
- $57.average monthly cost for owner liability.
- 50/100/25.the minimum liability limits.
- 26th of 51.among the most expensive states (1st = highest).
Who a non-owner policy suits
- You often drive cars you borrowed or rented, but you don't own one.
- Alaska wants an SR-22 filing from you, and there's no car of yours to insure.
- You'd like cover to run without a break between cars, because a break can raise the next price.
What the policy covers
A non-owner policy offers liability coverage only. In Alaska, it must meet the 50/100/25 minimum.
If you're the cause of a crash in a borrowed car, it pays other people. Repairs to the car you're driving fall outside this policy; the policy held by the owner usually pays first.
The cost
No official non-owner average exists. Car owners in Alaska pay an average of $680 a year for liability. Non-owner policies tend to sit below that figure, since your driveway holds no car day after day.
Extra reading on Alaska car insurance
First written