Liability Car Insurance in Alaska
Numbers refreshed
Alaska's cheapest legal policy: the price you pay and what it leaves out.
- $57.the average monthly price for liability coverage.
- 50/100/25.the minimum limits for liability.
- 26th of 51.the most expensive state (1st = highest).
How much liability costs in Alaska
In Alaska, liability-only car insurance averages $680 a year, or about $57 a month. For liability, the state ranks 23rd in cost.
| Coverage in Alaska | Per year | Per month |
|---|---|---|
| Liability | $680 | $57 |
| Collision | $515 | $43 |
| Comprehensive | $204 | $17 |
| Full coverage (all three) | $1,399 | $117 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Costs that remain with you under minimum coverage
Liability limits in Alaska must be at least 50/100/25. The required amounts are $50,000 per injured person and $100,000 for everyone hurt in a single crash. Property damage to others has a $25,000 limit.
Claims for other people are paid through liability coverage. You pay for repairs to your own car unless you add collision.
If the cost of a crash exceeds your limits, the remainder can be claimed from you. Raising your limits usually costs far less than the extra protection you get.
First written