Cheapest Car Insurance in Alaska
Figures refreshed
Where Alaska publishes prices, insurers are ranked by price, plus ways to cut your own bill.
- The legal minimum averages $57 a month.
- Minimum liability limits: 50/100/25.
- The state's cost rank is 26th of 51 (1st = highest).
Who charges the least in Alaska
No insurer price comparison is published by Alaska, so official figures can't establish a ranking of every company there. By NAIC, the lowest-cost legal policy averages $680 each year, or about $57 monthly.
Request the same limits and deductibles from at least three insurers. For one driver, prices often differ a lot among direct writers, local agents and regional companies.
How to pay less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $719 a year on the Alaska average.
- Raise your deductible; savings over a year often exceed the extra cost of a single claim.
- Request each discount by name: good student, multi-car, safe-driving apps, paying in full and bundling home and auto.
- Compare prices again at each renewal. A price rise for you doesn't mean other companies rose too.
Read more about car insurance in Alaska
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