Full Coverage Car Insurance in Alaska
Numbers refreshed
Liability, collision and comprehensive together, priced from the Alaska averages.
- Full coverage runs $117 a month on average.
- The minimum liability limits are 50/100/25.
- 26th of 51.states by cost (1st = highest).
How much full coverage costs in Alaska
Full coverage adds collision and comprehensive to liability. Those two parts cost $719 a year in Alaska, on top of the $680 liability average.
| Coverage in Alaska | Per year | Per month |
|---|---|---|
| Liability | $680 | $57 |
| Collision | $515 | $43 |
| Comprehensive | $204 | $17 |
| Full coverage (all three) | $1,399 | $117 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Full coverage: when it no longer pays off
While you still owe money on the car, lenders and lease companies require full coverage.
Once the car is paid off, compare what it's worth against the $719 a year that extra cover costs. When one bad year of premiums would cover most of the car's value, liability only usually makes more sense.
Full coverage for each car in Alaska
These estimates are for an adult with a clean record, based on IIHS-HLDI loss results. Of the 40 models we price, these are the cheapest and the dearest:
| Car | Per year | Per month |
|---|---|---|
| Honda Pilot | $891 | $74 |
| Honda CR-V | $906 | $75 |
| Subaru Outback | $958 | $80 |
| Toyota RAV4 | $1,062 | $88 |
| Mercedes-Benz C-Class | $1,897 | $158 |
| Chevrolet Camaro | $2,181 | $182 |
| Dodge Charger | $2,524 | $210 |
| Dodge Challenger | $2,597 | $216 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
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