Wisconsin Car Insurance Calculator
Figures updated
You answer three questions without providing your name, email or phone. The average for Wisconsin is already set.
1 of 2
What's the age of the main driver?
2 of 2
How much cover do you want?
Priced from the NAIC state averages, state rate guides and IIHS-HLDI loss results. How the estimate works
The Wisconsin averages behind the estimate
The calculator begins with NAIC averages for the state of Wisconsin, then adjusts for age, the driving record and the car.
| Coverage in Wisconsin | Per year | Per month |
|---|---|---|
| Liability | $484 | $40 |
| Collision | $349 | $29 |
| Comprehensive | $279 | $23 |
| Full coverage (all three) | $1,112 | $93 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
How the estimate shifts
| Driver | Price compared with an adult, clean record |
|---|---|
| 16 to 24 | x 3.11 |
| 25 to 64 | x 1.00 |
| 65 or older | x 0.94 |
| Clean record | x 1.00 |
| One speeding ticket | x 1.22 |
| One at-fault accident | x 1.50 |
Source: Texas Department of Insurance / OPIC: HelpInsure.com auto sample rates (public form data endpoint https://www.helpinsure.com/api/autoResults behind https://www.helpinsure.com/auto.html); HelpInsure.com Company FAQ (TDI): sample rates are liability-only; DC Department of Insurance, Securities and Banking: 2024 Automobile Insurance Premium Comparison, Sample Profiles (6 month policy).
Read more about car insurance in Wisconsin
Originally written