SR-22 Insurance in Wisconsin
Numbers refreshed
Wisconsin filing details: who needs one, how long it lasts and the fee the state charges.
- The form the state asks for: SR-22 (SR22 Certificate).
- 25/50/10.The minimum liability limits.
- It ranks 45th of 51 for cost (1st = highest).
Wisconsin SR-22 rules
After a serious offense, Wisconsin asks for SR-22 (SR22 Certificate). The filing is kept for 3 years.
In Wisconsin, an SR22 is required for an occupational license. You also need one to reinstate after a revocation, a damage-judgment suspension or a suspension for uninsured motorist or safety responsibility.
| Rule | Wisconsin |
|---|---|
| Form | SR-22 (SR22 Certificate) |
| Years you must keep it | 3 |
| Liability it must prove | 25/50/10 |
Source: Wisconsin DMV Official Government Site: Proof of insurance (financial responsibility).
How it changes your price
Premium increases come from the offense behind the filing, not its low cost.
According to the state rate guides we use, an at-fault accident makes a price rise about 1.5 times.
Based on the Wisconsin liability average of $484, the cost would be about $726 a year.
How you can get one
- Ask your insurer to submit the form to the state, though not every company does.
- Don't own a car? A policy for non-owners can include the filing.
- Keep your policy paid. The state receives a report about a lapse, which can restart the clock.
More car insurance information for Wisconsin
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