Full Coverage Car Insurance in Wisconsin
Numbers refreshed
Priced from the Wisconsin averages, with liability, collision and the cover for non-collision damage together.
- $93.the average monthly cost of full coverage.
- 25/50/10.the minimum liability limits.
- 45th of 51.the most expensive state (1st = highest).
The price of full coverage in Wisconsin
Full coverage adds collision and the cover for non-collision damage to liability. Those two parts run $628 a year in Wisconsin, on top of the $484 average for liability.
| Coverage in Wisconsin | Per year | Per month |
|---|---|---|
| Liability | $484 | $40 |
| Collision | $349 | $29 |
| Comprehensive | $279 | $23 |
| Full coverage (all three) | $1,112 | $93 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Where full coverage stops being worth it
While you still owe money on the car, lenders and lease companies require full coverage.
After the car is paid off, weigh its value against the $628 a year that extra cover costs. If a single bad year of premiums would cover most of the car's value, liability only is usually the better deal.
What each car costs for full coverage in Wisconsin
These estimates are for an adult with a clean record, drawn from IIHS-HLDI loss results. We price 40 models. These are the cheapest and the most expensive:
| Car | Per year | Per month |
|---|---|---|
| Honda CR-V | $721 | $60 |
| Honda Pilot | $730 | $61 |
| Subaru Outback | $784 | $65 |
| Toyota RAV4 | $826 | $69 |
| Mercedes-Benz C-Class | $1,536 | $128 |
| Chevrolet Camaro | $1,829 | $152 |
| Dodge Charger | $1,938 | $162 |
| Dodge Challenger | $2,090 | $174 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF); IIHS-HLDI, Insurance losses by make and model, 2022-24 models (page table; values via the page's own API).
Learn more about car insurance in Wisconsin
First written