Non-Owner Car Insurance in Wisconsin
Numbers refreshed
Liability protection for drivers in Wisconsin who don't own a car.
- $40.Average monthly owner liability.
- 25/50/10.The lowest liability limits.
- This ranks 45th among 51 states for highest cost (1st = highest).
People suited to non-owner insurance
- You often drive borrowed or rented cars without owning one yourself.
- Wisconsin asks for an SR-22 (SR22 Certificate) filing from you. You don't have a car to insure.
- A gap in cover between cars can raise the next price, so you want to avoid it.
Policy coverage
A non-owner policy provides liability coverage only. A policy must meet Wisconsin's minimum of 25/50/10.
The policy pays other people if you cause a crash while driving a borrowed car. It doesn't repair the car you drive, and the owner's policy usually pays first.
Policy costs
No official non-owner average exists. For car owners in Wisconsin, the average liability cost is $484 a year. Non-owner policies usually cost less because you don't have a car in your driveway every day.
First written