Cheapest Car Insurance in Wisconsin
Numbers refreshed
Where Wisconsin publishes rates, insurers are ranked by price, plus ways to lower your own bill.
- $40.the average monthly cost of the legal minimum.
- 25/50/10.the minimum liability limits.
- 45th of 51.the most expensive state (1st = highest).
Who's cheapest in Wisconsin
Wisconsin doesn't publish a price comparison of insurers, so nobody can rank every company there using official figures. On average, the cheapest legal policy costs $484 a year, or about $40 a month (NAIC).
Get the same limits and deductibles quoted by at least three insurers. Direct writers, local agents and regional companies often quote prices that differ a lot for the same driver.
Ways to spend less
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $628 a year on the Wisconsin average.
- Raise your deductible; what you save each year often beats what one claim would cost you extra.
- Name each discount when you ask: safe-driving apps, good student, multi-car, paying in full, bundling home and auto.
- Check prices again when your policy renews. If yours goes up, that doesn't mean other companies' prices rose too.
First written