Liability Car Insurance in Wisconsin
Figures updated on
Wisconsin's cheapest legal policy: its cost and what isn't included
- $40 a month on average for liability coverage.
- the minimum liability limits are 25/50/10
- 45th of 51most expensive state (1st = highest)
What liability coverage costs in Wisconsin
On average, liability-only car insurance in Wisconsin runs $484 a year, or about $40 a month. Wisconsin ranks 44th among the states for liability costs
| Coverage in Wisconsin | Per year | Per month |
|---|---|---|
| Liability | $484 | $40 |
| Collision | $349 | $29 |
| Comprehensive | $279 | $23 |
| Full coverage (all three) | $1,112 | $93 |
Source: NAIC 2024 Auto Insurance Database Average Premium Supplement (PDF).
Your share of costs under the minimum
Wisconsin requires at least 25/50/10 in liability. $25,000 covers each person hurt, and $50,000 covers everyone hurt in one crash. Damage to other people's property is covered to $10,000.
Other people get paid through liability coverage. Unless you add collision coverage, repairs to your own car come from your pocket
If the cost of a crash exceeds your limits, you can face a claim for the remaining amount Paying for higher limits usually costs far less than the jump in protection.
Learn more about Wisconsin car insurance
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