Cheapest Car Insurance in Delaware
Figures refreshed
Where Delaware publishes insurer prices, we rank those insurers by price, and we show how to lower your bill.
- Legal minimum coverage averages $87 each month.
- The minimum liability limits are 25/50/10.
- 13th of 51most expensive state (1st = highest)
In Delaware, who is cheapest?
Delaware doesn't publish a price comparison for insurers, so official figures can't rank every company in the state. On average, the least expensive legal policy costs $1,045 each year, or about $87 monthly (NAIC).
Get quotes from at least three insurers using the same limits and deductibles. Prices often differ a lot for one driver, depending on whether the quote comes from a direct writer, a local agent or a regional company.
How to reduce your cost
- Keep the state minimum only on an old car you could replace with cash: dropping collision and comprehensive saves $701 a year on the Delaware average.
- Raise your deductible. What you save over a year often beats the extra cost of a single claim.
- Request every discount by name, including multi-car, home and auto bundling, good student, paying in full and safe-driving apps.
- Compare prices again when you renew. If one insurer raises its price, that doesn't mean others have done the same.
Learn more about car insurance in Delaware
Written for the first time