Non-Owner Car Insurance in Delaware
Figures updated on
Liability cover for Delaware drivers who do not own a car.
- $87owner liability average a month
- 25/50/10minimum liability limits
- 13th of 51most expensive state (1st = highest)
Who non-owner insurance fits
- You drive borrowed or rented cars often but do not own one.
- Delaware asks you for an An The Certificate of insurance (21 Del. C. § 2948), a bond or deposit filing and you have no car to insure.
- You want to avoid a gap in cover between cars, which can raise the next price.
What it covers
A non-owner policy is liability only. It must meet the Delaware minimum of 25/50/10.
It pays other people when you cause a crash in a car you borrow. It does not repair the car you drive; the owner's policy usually pays first.
What it costs
There is no official non-owner average. The Delaware liability average for car owners is $1,045 a year; non-owner policies are usually below it because no car sits in your driveway every day.
On , the first version was written.